:root {
    --primary-blue: #004C97;
    --accent-red: #E31837;
    --dark-navy: #002347;
    --light-bg: #ffffff;
    --glass-bg: rgba(255, 255, 255, 0.95);
    --card-shadow: 0 10px 30px rgba(0, 35, 71, 0.08);
    --hover-shadow: 0 20px 45px rgba(0, 35, 71, 0.12);
}

html { scroll-behavior: smooth; }
body { padding-top: 104px; font-family: 'Inter', sans-serif; color: var(--dark-navy); background-color: #ffffff; overflow-x: hidden; line-height: 1.6; }

        /* --- TOP NAVBAR --- */
        .nav-top-bar {
            background-color: #004C97;
            height: 40px;
            color: white;
            font-size: 12px;
        }

        .nav-top-bar a {
            color: white;
            text-decoration: none;
            font-weight: 400;
            transition: opacity 0.2s;
            display: inline-flex;
            align-items: center;
        }

        .nav-top-bar a i {
            display: inline-flex;
            align-items: center;
            justify-content: center;
        }

        .nav-top-bar a:hover {
            opacity: 0.8;
        }

        .nav-top-bar a.active {
            font-weight: 700;
        }

        .nav-divider-v {
            width: 1px;
            height: 12px;
            background-color: rgba(255,255,255,0.3);
            margin: 0 12px;
        }

        .nav-logo-text {
            height: 28px;
            background-color: transparent;
            color: #004C97;
            font-weight: 800;
            font-size: 22px;
            display: flex;
            align-items: center;
            letter-spacing: -0.5px;
            text-transform: uppercase;
        }
        .nav-logo-box {
            background: #E31837;
            color: white;
            font-size: 14px;
            font-weight: 900;
            width: 24px;
            height: 24px;
            margin-right: 8px;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            border-radius: 4px;
        }

        /* --- BOTTOM NAVBAR --- */
        .nav-bottom-main {
            background-color: #ffffff;
            height: 64px;
            box-shadow: 0 4px 15px rgba(0,0,0,0.05);
            position: relative;
            z-index: 10;
        }

        .nav-links-container a {
            color: #222;
            text-decoration: none;
            font-size: 15px;
            margin: 0 18px;
            font-weight: 700;
            transition: color 0.2s;
            display: flex;
            align-items: center;
            letter-spacing: 0.3px;
        }

        .nav-links-container a:hover {
            color: #004C97;
        }

        .nav-links-container a i {
            font-size: 10px;
            margin-left: 6px;
            color: #888;
        }

        .nav-social-links a {
            color: white;
            font-size: 14px;
            margin-left: 15px;
            transition: opacity 0.2s;
            display: inline-flex;
            align-items: center;
            justify-content: center;
        }
        .nav-social-links a:hover {
            opacity: 0.7;
        }

    

        body {
            font-family: 'Inter', sans-serif;
            background-color: #ffffff;
            overflow-x: hidden;
            color: #333;
        }

        .smart-badge {
            font-size: 12px;
            letter-spacing: 0.5px;
            font-weight: 700;
            color: #004C97;
            background: white;
            border: 1px solid rgba(0, 76, 151, 0.2);
            padding: 6px 14px;
            border-radius: 50px;
            display: inline-flex;
            align-items: center;
            box-shadow: 0 2px 10px rgba(0,0,0,0.02);
        }

        .section-title {
            font-weight: 800;
            color: #002347;
            font-size: 3.5rem;
            line-height: 1.1;
            letter-spacing: -1px;
        }

        .custom-tab {
            background-color: #ffffff;
            transition: all 0.3s ease;
            border: none !important;
            box-shadow: 0 4px 15px rgba(0,0,0,0.03) !important;
            padding: 16px 20px !important;
            border-radius: 16px !important;
        }

        .custom-tab.active {
            background: #004C97 !important;
            transform: scale(1.02);
            box-shadow: 0 15px 30px rgba(0, 76, 151, 0.2) !important;
            border-left: 4px solid #E31837 !important;
        }

        .custom-tab .tab-title {
            color: #002347;
            font-weight: 700;
            font-size: 16px;
        }

        .custom-tab.active .tab-title {
            color: white !important;
        }

        .custom-tab .tab-subtitle {
            color: #6c757d;
            font-size: 13px;
            line-height: 1.4;
            display: block;
            margin-top: 2px;
        }

        .custom-tab.active .tab-subtitle {
            color: rgba(255,255,255,0.85) !important;
        }

        /* Inactive Tab Icon Circles */
        .icon-circle {
            width: 50px;
            height: 50px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 20px;
            flex-shrink: 0;
        }

        .icon-blue { background-color: #e6f0fa; color: #004C97; }
        .icon-red { background-color: #fbeaea; color: #dc3545; }
        .icon-green { background-color: #eaf6ea; color: #198754; }
        .icon-purple { background-color: #f2eafa; color: #6f42c1; }

        /* Active Tab overrides */
        .custom-tab.active .icon-circle {
            background-color: white !important;
            color: #004C97 !important;
        }

        /* Right Arrow Circles */
        .arrow-circle {
            width: 32px;
            height: 32px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 14px;
            flex-shrink: 0;
            background-color: white;
            color: #adb5bd;
            box-shadow: 0 2px 8px rgba(0,0,0,0.06);
            transition: all 0.3s;
        }

        .custom-tab.active .arrow-circle {
            background-color: white !important;
            color: #003366 !important;
            box-shadow: none;
        }

        .custom-tab:not(.active):hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(0,0,0,0.06) !important;
        }

        /* Right Glass Card */
        .right-card {
            background: #ffffff;
            border: 1px solid rgba(0, 0, 0, 0.08);
            box-shadow: 0 20px 50px rgba(0, 35, 71, 0.08);
            border-radius: 32px;
            padding: 8px; /* Reduced to a smaller 0.5-style margin gap */
            height: 100%;
        }

        .tab-pane {
            background: #f8fbff; /* Color is inside with a gap */
            border-radius: 24px;
            padding: 40px 30px;
            height: 100%;
            display: flex;
            flex-direction: column;
            align-items: center;
            justify-content: center;
        }

        .btn-know-more {
            background-color: #004C97;
            color: white;
            border: none;
            font-size: 14px;
            box-shadow: 0 5px 15px rgba(0, 76, 151, 0.2);
            transition: all 0.3s;
        }

        .btn-know-more:hover {
            background-color: #E31837;
            color: white;
            box-shadow: none;
            transform: translateY(-3px);
        }

        /* Bottom Stats Bar */
        .stats-bar {
            background: #002347;
            background-image: url('data:image/svg+xml,%3Csvg width=\'60\' height=\'60\' viewBox=\'0 0 60 60\' xmlns=\'http://www.w3.org/2000/svg\'%3E%3Cg fill=\'none\' fill-rule=\'evenodd\'%3E%3Cg fill=\'%23ffffff\' fill-opacity=\'0.03\'%3E%3Cpath d=\'M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z\'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E');
            border-radius: 24px;
            color: white;
            box-shadow: 0 20px 40px rgba(0, 35, 71, 0.15);
            border-top: 4px solid #E31837;
        }

        .stat-icon-wrapper {
            width: 60px;
            height: 60px;
            border-radius: 50%;
            background-color: rgba(255, 255, 255, 0.15);
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 24px;
            flex-shrink: 0;
        }

        .stat-number {
            font-size: 28px;
            font-weight: 700;
            line-height: 1;
            margin-bottom: 4px;
        }

        .stat-text {
            font-size: 13px;
            opacity: 0.8;
        }

        .divider {
            width: 1px;
            height: 50px;
            background-color: rgba(255, 255, 255, 0.2);
        }

        @media (max-width: 991px) {
            .section-title { font-size: 2.5rem; }
            .divider { display: none; }
            .stat-item { margin-bottom: 20px; width: 50%; }
            .stats-bar { padding: 30px 20px !important; }
        }

/* Styles for Simple Claim Process (Refined) */

        .claim-container-wrapper {
            background: white;
            border-top-left-radius: 80px;
            border-top-right-radius: 80px;
            padding-top: 100px;
            padding-bottom: 100px;
            /* box-shadow: 0 -10px 40px rgba(0,0,0,0.02);
            position: relative;
            z-index: 1; */
        }

        .claim-main-title {
            font-weight: 800;
            color: #002347;
            font-size: 2.8rem;
            line-height: 1.2;
            letter-spacing: -0.5px;
        }

        .claim-text-highlight {
            color: #E31837 !important;
        }

        .claim-title-underline {
            width: 80px;
            height: 3px;
            background-color: #E31837;
            margin: 15px auto 25px auto;
            border-radius: 2px;
        }

        .claim-step-box {
            background-color: #ffffff;
            border: 1px solid rgba(0, 76, 151, 0.05);
            border-radius: 20px;
            padding: 35px 20px 25px 20px;
            height: 100%;
            position: relative;
            box-shadow: 0 10px 30px rgba(0,0,0,0.03);
            transition: all 0.3s ease;
            z-index: 2;
            cursor: pointer;
        }

        .claim-step-box:hover {
            transform: translateY(-5px);
            box-shadow: 0 15px 35px rgba(0, 76, 151, 0.08);
        }

        .claim-number-badge {
            width: 40px;
            height: 40px;
            background-color: #003366;
            color: white;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 700;
            font-size: 16px;
            position: absolute;
            top: -20px;
            left: 50%;
            transform: translateX(-50%);
            box-shadow: 0 4px 10px rgba(0, 51, 102, 0.3);
            border: 3px solid white;
            z-index: 3;
        }

        .claim-step-icon {
            width: 80px;
            height: 80px;
            object-fit: contain;
            mix-blend-mode: multiply;
            margin: 0 auto 20px auto;
            display: block;
            transition: transform 0.3s ease;
        }

        .claim-step-box:hover .claim-step-icon {
            transform: scale(1.15);
        }

        .claim-step-heading {
            color: #002347;
            font-weight: 700;
            font-size: 17px;
            margin-bottom: 10px;
            line-height: 1.3;
        }

        .claim-step-text {
            color: #6c757d;
            font-size: 13px;
            line-height: 1.5;
        }

        .claim-progress-line {
            position: absolute;
            height: 2px;
            background-color: #004C97;
            opacity: 0.3;
            top: 50%;
            left: 10%;
            width: 80%;
            z-index: 0;
        }

        .claim-direction-arrow {
            width: 32px;
            height: 32px;
            background: white;
            border: 1px solid rgba(0, 76, 151, 0.2);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: #004C97;
            position: absolute;
            top: 50%;
            right: 0;
            transform: translate(50%, -50%);
            z-index: 5;
            box-shadow: 0 0 0 6px white;
            transition: all 0.3s ease;
        }

        .claim-step-box:hover + .claim-direction-arrow,
        .claim-direction-arrow.active {
            background-color: #198754;
            color: white;
            border-color: #198754;
        }

        .claim-trust-banner {
            background-color: #ffffff;
            border-radius: 50px;
            padding: 15px 30px;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            flex-wrap: wrap;
            gap: 20px;
            margin-top: 40px;
            border: 1px solid rgba(0, 76, 151, 0.05);
        }

        .claim-banner-content {
            color: #333;
            font-size: 14px;
            font-weight: 500;
            display: flex;
            align-items: center;
        }

        .claim-banner-icon-box {
            width: 28px;
            height: 28px;
            background: white;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-right: 12px;
            color: #004C97;
            border: 1px solid rgba(0, 76, 151, 0.1);
            font-size: 12px;
        }

        .claim-banner-separator {
            width: 1px;
            height: 20px;
            background-color: rgba(0,0,0,0.1);
        }

        @media (max-width: 991px) {
            .claim-progress-line {
                display: none;
            }
            .claim-direction-arrow {
                position: relative;
                top: auto;
                bottom: auto;
                left: auto;
                right: auto;
                transform: none;
                margin: 15px auto -5px auto;
                z-index: 10;
            }
            .claim-direction-arrow i {
                transform: rotate(90deg);
            }
            .claim-container-wrapper {
                border-top-left-radius: 40px;
                border-top-right-radius: 40px;
                padding-top: 40px !important;
                padding-bottom: 60px !important;
            }
            .claim-trust-banner {
                flex-direction: column;
                border-radius: 20px;
                gap: 15px;
                text-align: center;
            }
            .claim-banner-separator {
                display: none;
            }
        }

/* Styles from 3.html */


        /* Hero Section */
        .services-hero {
            background-color: #ffffff;
            background-image: radial-gradient(circle at right center, rgba(0, 76, 151, 0.03) 0%, transparent 50%);
            position: relative;
            border-bottom: 1px solid rgba(0,0,0,0.03);
            overflow: hidden;
            padding-top: 80px;
            padding-bottom: 40px;
        }

        .services-hero::before {
            content: '';
            position: absolute;
            top: 0;
            right: -10%;
            width: 50%;
            height: 100%;
            background: linear-gradient(135deg, rgba(255,255,255,0) 0%, rgba(255,255,255,0.8) 100%);
            border-radius: 50%;
            transform: scale(1.5);
            z-index: 0;
        }

        .hero-title {
            font-weight: 800;
            color: #002347;
            font-size: 3.2rem;
            line-height: 1.1;
            letter-spacing: -1px;
            position: relative;
            z-index: 1;
        }

        .hero-title .text-accent {
            color: #E31837;
        }

        .hero-divider {
            width: 40px;
            height: 3px;
            background-color: #E31837;
            margin: 20px 0;
            border-radius: 2px;
            position: relative;
            z-index: 1;
        }

        .hero-text {
            font-size: 16px;
            line-height: 1.6;
            color: #555;
            max-width: 90%;
            position: relative;
            z-index: 1;
        }

        /* Services Grid Section */
        .services-grid-section {
            background-color: #ffffff;
            padding: 100px 0;
        }

        .section-subtitle {
            color: #E31837;
            font-size: 12px;
            font-weight: 700;
            letter-spacing: 1.5px;
            text-transform: uppercase;
            margin-bottom: 8px;
        }

        .section-title {
            color: #002347;
            font-size: 32px;
            font-weight: 800;
            letter-spacing: -0.5px;
        }

        .view-all-link {
            color: #004C97;
            font-weight: 600;
            font-size: 14px;
            text-decoration: none;
            transition: all 0.2s;
        }

        .view-all-link:hover {
            color: #002347;
            text-decoration: underline;
        }

        /* Service Cards */
        .service-card {
            background-color: #ffffff;
            border-radius: 16px;
            padding: 35px 20px 25px 20px;
            height: 100%;
            display: flex;
            flex-direction: column;
            align-items: center;
            text-align: center;
            box-shadow: 0 8px 30px rgba(0, 35, 71, 0.06);
            border: 1px solid rgba(0, 76, 151, 0.08);
            transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
            position: relative;
            z-index: 2;
            overflow: hidden;
        }

        .service-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background-color: #002347;
            transform: translateY(-100%);
            transition: transform 0.5s cubic-bezier(0.77, 0, 0.175, 1);
            z-index: -1;
        }

        .service-card:hover::before {
            transform: translateY(0);
        }

        .service-card:hover {
            transform: translateY(-8px);
            box-shadow: 0 25px 50px rgba(0, 76, 151, 0.12);
            border-color: rgba(0, 76, 151, 0.15);
        }

        .icon-circle {
            width: 65px;
            height: 65px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 20px;
            transition: all 0.3s ease;
        }

        .icon-circle i {
            font-size: 24px;
            transition: all 0.3s ease;
        }

        /* Color Palettes */
        /* Purple (Life) */
        .icon-purple { background-color: #f3e8fc; }
        .icon-purple i { color: #8a2be2; }
        .service-card:hover .icon-purple { background-color: #8a2be2; }
        .service-card:hover .icon-purple i { color: white; }

        /* Red (Health) */
        .icon-red { background-color: #fbeaea; }
        .icon-red i { color: #dc3545; }
        .service-card:hover .icon-red { background-color: #dc3545; }
        .service-card:hover .icon-red i { color: white; }

        /* Blue (Car) */
        .icon-blue { background-color: #e6f0fa; }
        .icon-blue i { color: #0d6efd; }
        .service-card:hover .icon-blue { background-color: #0d6efd; }
        .service-card:hover .icon-blue i { color: white; }

        /* Orange (Travel) */
        .icon-orange { background-color: #fff0e6; }
        .icon-orange i { color: #fd7e14; }
        .service-card:hover .icon-orange { background-color: #fd7e14; }
        .service-card:hover .icon-orange i { color: white; }

        /* Green (Home) */
        .icon-green { background-color: #eaf6ea; }
        .icon-green i { color: #198754; }
        .service-card:hover .icon-green { background-color: #198754; }
        .service-card:hover .icon-green i { color: white; }

        /* Teal (Business) */
        .icon-teal { background-color: #e6f9f5; }
        .icon-teal i { color: #20c997; }
        .service-card:hover .icon-teal { background-color: #20c997; }
        .service-card:hover .icon-teal i { color: white; }

        .card-title {
            color: #002347;
            font-size: 16px;
            font-weight: 700;
            margin-bottom: 12px;
            transition: color 0.4s ease;
        }

        .service-card:hover .card-title {
            color: #ffffff;
        }

        .card-text {
            color: #6c757d;
            font-size: 13px;
            line-height: 1.6;
            margin-bottom: 25px;
            flex-grow: 1;
            transition: color 0.4s ease;
        }

        .service-card:hover .card-text {
            color: rgba(255, 255, 255, 0.8);
        }

        .learn-more-link {
            color: #004C97;
            font-weight: 700;
            font-size: 13px;
            text-decoration: none;
            transition: all 0.2s;
            margin-top: auto;
        }

        .service-card:hover .learn-more-link {
            color: #E31837;
        }

        /* Bottom CTA Banner */
        .cta-banner {
            background-color: #002347;
            border-radius: 12px;
            padding: 25px 30px;
            box-shadow: 0 15px 30px rgba(0, 35, 71, 0.15);
            position: relative;
            overflow: hidden;
            margin-top: 40px;
        }

        .cta-banner::after {
            content: '';
            position: absolute;
            top: -50%;
            right: -10%;
            width: 300px;
            height: 300px;
            background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);
            border-radius: 50%;
            pointer-events: none;
        }

        @keyframes ripple-wave {
            0% {
                box-shadow: 0 0 0 0 rgba(255, 255, 255, 0.2), 0 0 0 0 rgba(255, 255, 255, 0.2);
            }
            80% {
                box-shadow: 0 0 0 10px rgba(255, 255, 255, 0), 0 0 0 20px rgba(255, 255, 255, 0);
            }
            100% {
                box-shadow: 0 0 0 0 rgba(255, 255, 255, 0), 0 0 0 0 rgba(255, 255, 255, 0);
            }
        }

        .cta-icon-wrapper {
            width: 60px;
            height: 60px;
            background-color: rgba(255, 255, 255, 0.1);
            border: 2px solid rgba(255, 255, 255, 0.2);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            flex-shrink: 0;
            animation: ripple-wave 2s infinite;
        }

        .btn-expert {
            background-color: #E31837;
            color: white;
            border: none;
            font-weight: 600;
            padding: 10px 24px;
            border-radius: 6px;
            transition: all 0.3s;
            font-size: 14px;
        }

        .btn-expert:hover {
            background-color: #c91530;
            color: white;
            transform: translateY(-2px);
            box-shadow: 0 5px 15px rgba(227, 24, 55, 0.3);
        }

        /* Responsive Adjustments */
        @media (max-width: 1199px) {
            .hero-title { font-size: 2.5rem; }
        }
        @media (max-width: 767px) {
            .services-hero { padding-top: 40px; text-align: center; }
            .hero-divider { margin: 20px auto; }
            .hero-text { margin: 0 auto; }
            .hero-image { margin-top: 30px; }
            .cta-banner { text-align: center; }
            .cta-icon-wrapper { margin: 0 auto 20px auto !important; }
            .btn-expert { margin-top: 20px; width: 100%; }
            .d-flex.justify-content-between { flex-direction: column; align-items: flex-start !important; gap: 15px; }
            .view-all-link { display: block !important; }
        }

/* Styles from 5.html */


        .why-choose-section {
            padding: 80px 0;
            position: relative;
        }

        /* Decorative Dotted Grid Patterns Removed for clean white look */

        /* Header Styling */
        /* WHY CHOOSE US SECTION */
        .why-choose-section {
            padding: 100px 0 30px 0;
            background: #ffffff;
            position: relative;
            overflow: hidden;
        }

        @media (max-width: 991px) {
            .why-choose-section {
                padding: 0px 0 30px 0 !important;
            }
        }

        .why-section-subtitle {
            display: flex;
            align-items: center;
            font-weight: 800;
            font-size: 14px;
            color: var(--primary-blue);
            letter-spacing: 2px;
            margin-bottom: 15px;
        }

        .why-subtitle-line {
            width: 40px;
            height: 2px;
            background: linear-gradient(90deg, var(--primary-blue), transparent);
            margin-right: 15px;
        }

        .why-section-title {
            color: var(--dark-navy);
            font-size: 48px;
            font-weight: 800;
            letter-spacing: -1.5px;
            line-height: 1.1;
            margin-bottom: 25px;
        }

        .why-section-title .text-accent {
            color: var(--accent-red);
            position: relative;
            display: inline-block;
        }

        .why-section-desc {
            color: #5a6b7d;
            font-size: 17px;
            max-width: 550px;
            line-height: 1.7;
            margin-bottom: 50px;
        }

        .why-feature-card {
            background: #ffffff;
            border-radius: 20px;
            padding: 25px 20px;
            text-align: center;
            box-shadow: 0 8px 25px rgba(0, 35, 71, 0.05);
            border: 1px solid #f0f0f0;
            height: 100%;
            display: flex;
            flex-direction: column;
            align-items: center;
            transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
            position: relative;
            z-index: 2;
            overflow: hidden;
        }

        .why-feature-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 12px 30px rgba(0, 35, 71, 0.08);
            border-color: #e0e0e0;
        }

        .why-icon-wrapper {
            width: 50px;
            height: 50px;
            border-radius: 0;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 12px;
            transition: all 0.5s cubic-bezier(0.175, 0.885, 0.32, 1.275);
            position: relative;
            padding: 0;
            background: transparent !important;
        }

        .why-icon-wrapper img {
            width: 100%;
            height: 100%;
            object-fit: contain;
        }

        .why-feature-card:hover .why-icon-wrapper {
            transform: scale(1.15);
        }

        .why-icon-1, .why-icon-2, .why-icon-3, .why-icon-4, .why-icon-5, .why-icon-6 { 
            background: transparent !important; 
        }

        .why-feature-title {
            color: var(--dark-navy);
            font-size: 19px;
            font-weight: 800;
            margin-bottom: 15px;
            letter-spacing: -0.5px;
        }

        .why-feature-divider {
            width: 30px;
            height: 4px;
            border-radius: 10px;
            margin: 0 auto 20px auto;
        }

        .why-divider-1 { background: #004C97; }
        .why-divider-2 { background: #E31837; }
        .why-divider-3 { background: #28a745; }
        .why-divider-4 { background: #fd7e14; }
        .why-divider-5 { background: #6f42c1; }
        .why-divider-6 { background: #20c997; }

        .why-feature-text {
            color: #64748b;
            font-size: 14px;
            line-height: 1.6;
            margin-bottom: 0;
            font-weight: 500;
        }

        .why-stats-bar {
            background: rgba(255, 255, 255, 0.98);
            backdrop-filter: blur(15px);
            border-radius: 24px;
            box-shadow: 0 20px 50px rgba(0, 35, 71, 0.08);
            padding: 24px;
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 16px;
            border: 1px solid rgba(0, 76, 151, 0.06);
            position: relative;
            z-index: 5;
            width: 100%;
        }

        .why-stat-item {
            display: flex;
            align-items: center;
            padding: 14px 18px;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            border-radius: 16px;
            background: rgba(248, 250, 252, 0.6);
            border: 1px solid rgba(0, 76, 151, 0.02);
            height: 100%;
        }

        .why-stat-item:hover {
            transform: translateY(-3px);
            background: rgba(240, 247, 255, 0.95);
            border-color: rgba(0, 76, 151, 0.1);
            box-shadow: 0 10px 25px rgba(0, 76, 151, 0.06);
        }

        .why-stat-divider {
            display: none;
        }

        .why-stat-icon {
            font-size: 26px;
            color: var(--primary-blue);
            margin-right: 14px;
            width: 36px;
            text-align: center;
            filter: drop-shadow(0 4px 8px rgba(0, 76, 151, 0.12));
            transition: transform 0.3s ease;
        }

        .why-stat-item:hover .why-stat-icon {
            transform: scale(1.1);
        }

        .why-stat-val {
            font-size: 24px;
            font-weight: 900;
            color: var(--dark-navy);
            line-height: 1.1;
            margin-bottom: 2px;
            text-shadow: 2px 2px 4px rgba(0, 35, 71, 0.12);
        }

        .why-stat-label {
            font-size: 12px;
            color: #64748b;
            text-transform: uppercase;
            letter-spacing: 0.8px;
            font-weight: 700;
            line-height: 1.2;
            text-shadow: 1px 1px 2px rgba(0, 35, 71, 0.08);
        }

        @media (max-width: 767px) {
            .why-stats-bar {
                grid-template-columns: 1fr;
                padding: 20px;
                gap: 12px;
            }
            .why-stat-item {
                padding: 12px 16px;
            }
        }

        .why-illustration-img {
            transition: transform 0.6s cubic-bezier(0.34, 1.56, 0.64, 1);
            cursor: pointer;
        }

        .why-illustration-img:hover {
            transform: rotate(5deg) scale(1.05);
        }

/* --- CLAIM PROCESS PAGE --- */
.claim-process-section {
    background: #f8fafc;
    position: relative;
    overflow: hidden;
    padding: 100px 0;
}

.claim-card {
    background: #ffffff;
    border-radius: 30px;
    overflow: hidden;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05), 0 10px 15px -3px rgba(0, 0, 0, 0.03);
    border: 1px solid #e2e8f0;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    height: 100%;
    margin-bottom: 50px;
}

.claim-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.05), 0 10px 10px -5px rgba(0, 0, 0, 0.02);
    border-color: #cbd5e1;
}

.claim-card-header {
    padding: 40px 50px;
    display: flex;
    align-items: center;
    gap: 25px;
    border-bottom: 1px solid #f1f5f9;
}

.claim-type-icon {
    width: 65px;
    height: 65px;
    object-fit: contain;
}

.claim-card-title {
    margin: 0;
    font-size: 28px;
    font-weight: 800;
    letter-spacing: -1px;
    color: #0f172a;
}

.claim-card-body {
    padding: 40px 50px;
}

/* Steps - Solid Premium */
.process-steps {
    position: relative;
}

.step-item {
    display: flex;
    gap: 25px;
    margin-bottom: 35px;
    position: relative;
}

.step-num {
    width: 40px;
    height: 40px;
    border-radius: 12px;
    color: white;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 16px;
    flex-shrink: 0;
    z-index: 2;
    transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.step-item:hover .step-num {
    transform: translateX(10px) scale(1.1);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.12);
}

.step-text {
    font-size: 16px;
    color: #334155;
    line-height: 1.6;
    font-weight: 500;
    padding-top: 8px;
    transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.step-item:hover .step-text {
    transform: translateX(10px);
    color: #0f172a;
}

/* Solid Connector */
.step-item:not(:last-child)::before {
    content: '';
    position: absolute;
    left: 19px;
    top: 50px;
    width: 2px;
    height: calc(100% - 15px);
    background: #e2e8f0;
}

.sub-process-title {
    font-weight: 800;
    color: #0f172a;
    margin-bottom: 35px;
    font-size: 20px;
    display: flex;
    align-items: center;
    gap: 12px;
}

.sub-process-title::before {
    content: '';
    width: 6px;
    height: 24px;
    background: var(--primary-blue);
    border-radius: 3px;
}

.small-steps .step-item { margin-bottom: 25px; }
.small-steps .step-num { width: 32px; height: 32px; border-radius: 10px; font-size: 14px; }
.small-steps .step-item:not(:last-child)::before { left: 15px; top: 45px; }

/* Solid Color Themes */
.bg-life { background-color: #004C97; }
.bg-health { background-color: #10b981; }
.bg-general { background-color: #f59e0b; }
.bg-vehicle { background-color: #E31837; }

.border-life { border-top: 8px solid #004C97; }
.border-health { border-top: 8px solid #10b981; }
.border-general { border-top: 8px solid #f59e0b; }
.border-vehicle { border-top: 8px solid #E31837; }

.claim-card.life-theme { border-top: 8px solid #004C97; }
.claim-card.health-theme { border-top: 8px solid #10b981; }
.claim-card.general-theme { border-top: 8px solid #f59e0b; }
.claim-card.vehicle-theme { border-top: 8px solid #E31837; }

.bg-life-light { background-color: #f0f7ff; }
.bg-health-light { background-color: #f0fff4; }
.bg-general-light { background-color: #fffaf0; }
.bg-vehicle-light { background-color: #fff0f2; }

/* Styles from 6.html */
        .faq-section {
            padding: 30px 0 100px 0;
            position: relative;
            background-color: #ffffff;
        }

        .faq-badge-faq {
            background-color: #f0f7ff;
            color: #004C97;
            padding: 8px 20px;
            border-radius: 30px;
            font-size: 12px;
            font-weight: 700;
            display: inline-flex;
            align-items: center;
            margin-bottom: 25px;
            letter-spacing: 1px;
            text-transform: uppercase;
        }

        .faq-section-title {
            color: #002347;
            font-size: 42px;
            font-weight: 800;
            letter-spacing: -1px;
            margin-bottom: 15px;
        }
        
        .faq-section-title .text-accent {
            color: #E31837;
        }

        .faq-section-subtitle {
            color: #6c757d;
            font-size: 16px;
            max-width: 650px;
            margin: 0 auto 50px auto;
        }

        /* Left Card Styling */
        .faq-help-card {
            background: #ffffff;
            border-radius: 24px;
            padding: 40px;
            box-shadow: 0 10px 40px rgba(0, 35, 71, 0.05);
            height: 100%;
            position: relative;
            border: 1px solid rgba(0, 0, 0, 0.04);
            z-index: 2;
        }

        .faq-help-title {
            font-size: 32px;
            font-weight: 800;
            line-height: 1.2;
            color: #002347;
            margin-bottom: 20px;
        }
        
        .faq-help-title .text-red { color: #E31837; }

        .faq-help-list-item {
            display: flex;
            align-items: flex-start;
            margin-bottom: 25px;
        }

        .faq-help-icon {
            width: 44px;
            height: 44px;
            border-radius: 50%;
            background: #f0f7ff;
            color: #004C97;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 18px;
            margin-right: 15px;
            flex-shrink: 0;
            border: 1px solid #e0eeff;
        }

        .faq-help-list-title {
            font-weight: 700;
            color: #002347;
            font-size: 14px;
            margin-bottom: 4px;
        }

        .faq-help-list-desc {
            font-size: 13px;
            color: #777;
            margin: 0;
            line-height: 1.5;
        }

        /* Accordion Styling */
        .faq-accordion .accordion-item {
            border: 1px solid #f0f0f0;
            border-radius: 12px !important;
            margin-bottom: 15px;
            box-shadow: 0 5px 20px rgba(0, 0, 0, 0.02);
            overflow: hidden;
            background-color: #ffffff;
            transition: all 0.3s;
        }
        
        .faq-accordion .accordion-item:hover {
            box-shadow: 0 10px 30px rgba(0, 76, 151, 0.06);
            border-color: #e0e0e0;
        }

        .faq-accordion .accordion-button {
            font-weight: 600;
            color: #002347;
            background-color: #ffffff;
            padding: 20px 25px;
            box-shadow: none !important;
            border: none;
            font-size: 16px;
        }

        .faq-accordion .accordion-button:not(.collapsed) {
            color: #ffffff;
            background-color: #004C97;
        }

        .faq-accordion .accordion-button::after {
            display: none;
        }

        .faq-icon {
            width: 32px;
            height: 32px;
            border-radius: 50%;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            font-size: 14px;
            transition: all 0.3s;
            flex-shrink: 0;
            margin-left: auto;
        }

        .accordion-button.collapsed .faq-icon {
            background-color: #f0f7ff;
            color: #004C97;
        }
        .accordion-button.collapsed .faq-icon::before {
            content: '\f067'; /* fa-plus */
            font-family: 'Font Awesome 6 Free';
            font-weight: 900;
        }

        .accordion-button:not(.collapsed) .faq-icon {
            background-color: #ffffff;
            color: #004C97;
        }
        .accordion-button:not(.collapsed) .faq-icon::before {
            content: '\f068'; /* fa-minus */
            font-family: 'Font Awesome 6 Free';
            font-weight: 900;
        }

        .faq-accordion .accordion-body {
            padding: 25px;
            color: #555;
            font-size: 15px;
            line-height: 1.6;
            background-color: #ffffff;
            border-top: 1px solid #f5f5f5;
        }

        /* Bottom Contact Banner */
        .faq-contact-banner {
            background-color: #ffffff;
            border-radius: 60px;
            padding: 20px 45px;
            margin-top: 50px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            position: relative;
            z-index: 2;
            box-shadow: 0 10px 40px rgba(0, 0, 0, 0.05);
            border: 1px solid rgba(0, 0, 0, 0.03);
            flex-wrap: nowrap;
        }

        .faq-contact-item {
            display: flex;
            align-items: center;
            white-space: nowrap;
        }

        .faq-contact-icon {
            width: 52px;
            height: 52px;
            border-radius: 50%;
            background: #004C97;
            color: white;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 20px;
            margin-right: 15px;
            flex-shrink: 0;
        }


        .faq-contact-divider {
            width: 1px;
            height: 45px;
            background: #eeeeee;
            margin: 0 15px;
        }

        .faq-btn-chat {
            background-color: #E31837;
            color: white;
            font-weight: 700;
            padding: 14px 35px;
            border-radius: 40px;
            border: none;
            font-size: 14px;
            transition: all 0.3s;
            display: flex;
            align-items: center;
            gap: 12px;
            white-space: nowrap;
        }

        .faq-btn-chat:hover {
            background-color: #c91530;
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(227, 24, 55, 0.25);
            color: white;
        }

        .faq-contact-item .text-primary {
            color: #004C97 !important;
            font-weight: 700;
            font-size: 16px;
        }

        .faq-contact-item .text-muted {
            color: #777 !important;
            font-size: 13px;
            margin-bottom: 2px;
        }

        .faq-contact-item .fw-bold {
            color: #002347;
            font-size: 17px;
        }

        @media (max-width: 1199px) {
            .faq-contact-banner { border-radius: 30px; flex-wrap: wrap; gap: 25px; justify-content: center; padding: 30px; }
            .faq-contact-divider { display: none; }
            .faq-contact-item { width: 45%; justify-content: center; }
        }
        
        @media (max-width: 991px) {
            .faq-help-card { padding: 30px; text-align: center; margin-bottom: 30px; }
            .faq-help-list-item { text-align: left; }
            .faq-contact-item { width: 100%; }
            .faq-btn-chat { width: 100%; justify-content: center; }
            .faq-section-title { font-size: 32px; }
        }

/* Styles from 4.html */


        .testimonials-section {
            padding: 100px 0;
            position: relative;
        }

        /* Large Background Quotes */
        .bg-quote {
            position: absolute;
            font-size: 120px;
            color: #e6f0fa;
            opacity: 0.6;
            z-index: 0;
        }
        .bg-quote-left {
            top: 15%;
            left: 8%;
        }
        .bg-quote-right {
            top: 15%;
            right: 8%;
        }

        /* Header Styling */
        .testi-badge-testimonial {
            background-color: #e6f0fa;
            color: #004C97;
            padding: 6px 16px;
            border-radius: 20px;
            font-size: 11px;
            font-weight: 700;
            display: inline-flex;
            align-items: center;
            margin-bottom: 20px;
            letter-spacing: 1px;
            text-transform: uppercase;
        }

        .testi-section-title {
            color: #002347;
            font-size: 40px;
            font-weight: 800;
            letter-spacing: -1px;
            margin-bottom: 20px;
        }
        
        .testi-section-title .text-accent {
            color: #E31837;
        }

        .testi-title-divider {
            width: 40px;
            height: 3px;
            background-color: #E31837;
            margin: 0 auto 20px auto;
            border-radius: 2px;
        }

        .testi-section-subtitle {
            color: #6c757d;
            font-size: 16px;
            max-width: 600px;
            margin: 0 auto 50px auto;
        }

        /* Testimonial Cards */
        .testi-testimonial-card {
            background-color: #ffffff;
            border-radius: 16px;
            padding: 30px;
            border: 1px solid rgba(0, 76, 151, 0.08);
            border-top: 4px solid transparent;
            box-shadow: 0 10px 30px rgba(0, 35, 71, 0.06);
            height: 100%;
            display: flex;
            flex-direction: column;
            position: relative;
            z-index: 2;
            transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
        }

        .testi-testimonial-card:hover {
            transform: translateY(-8px);
            border-top-color: #E31837;
        }

        .testi-customer-img {
            width: 65px;
            height: 65px;
            border-radius: 50%;
            object-fit: cover;
            background-color: #f0f0f0;
        }

        .card-quote-icon {
            position: absolute;
            top: 0;
            right: 0;
            font-size: 45px;
            color: #eef5fc;
            z-index: 0;
        }

        .testi-stars {
            color: #ffc107;
            font-size: 14px;
            letter-spacing: 2px;
        }

        .testi-review-text {
            color: #555;
            font-size: 14px;
            line-height: 1.6;
            margin-bottom: 25px;
            position: relative;
            z-index: 1;
            flex-grow: 1;
        }

        .testi-card-footer-custom {
            border-top: 1px solid rgba(0,0,0,0.06);
            padding-top: 20px;
            display: flex;
            justify-content: space-between;
            align-items: flex-end;
            margin-top: auto;
        }

        .testi-customer-name {
            color: #002347;
            font-weight: 700;
            font-size: 16px;
            margin-bottom: 2px;
        }

        .testi-customer-type {
            color: #888;
            font-size: 12px;
        }

        .testi-service-icon {
            font-size: 24px;
        }

        /* Carousel Navigation Controls Removed */

        /* Pagination Dots removed as requested */

        @media (max-width: 991px) {
            .bg-quote { display: none; }
            .nav-top-bar { display: flex !important; height: 35px !important; padding: 0 !important; align-items: center !important; }
            .nav-top-bar .d-flex.justify-content-between { flex-direction: row !important; align-items: center !important; width: 100% !important; height: 100% !important; }
            .nav-top-bar .nav-social-links { align-self: center !important; margin-top: 0 !important; }
            .nav-top-bar .nav-divider-v, .nav-top-bar a[href^="mailto"], .nav-top-bar span:not(.text-white) { display: none !important; }
            .nav-top-bar span.text-white { display: none !important; } 
            
            body { padding-top: 85px !important; } /* Reduced total top padding */
            .nav-bottom-main { height: 50px !important; }
            .nav-bottom-main .container-fluid > .d-flex { flex-wrap: nowrap !important; height: 100% !important; }

            .nav-logo-text { font-size: 18px !important; white-space: nowrap !important; }
            .nav-logo-box { width: 20px !important; height: 20px !important; font-size: 11px !important; }
            
            /* Offcanvas Styling to match screenshot */

            .offcanvas-header { background-color: #004C97 !important; padding: 15px 20px !important; }
            .offcanvas-title { color: white !important; font-weight: 800 !important; font-size: 1.1rem !important; display: flex !important; align-items: center !important; }
            .offcanvas-body { padding: 30px 20px !important; }
            .offcanvas .nav-link { font-weight: 700 !important; font-size: 16px !important; color: #333 !important; padding: 10px 0 !important; }
            .offcanvas .list-unstyled li { font-size: 14px !important; color: #666 !important; margin-bottom: 15px !important; font-weight: 500 !important; }
            .offcanvas .list-unstyled i { color: #004C97 !important; width: 25px !important; }
            /* Hide address in mobile menu */
            .offcanvas .list-unstyled li:has(i.fa-location-dot) { display: none !important; }
            
            .social-icon-circle {
                width: 35px;
                height: 35px;
                border-radius: 50%;
                display: flex;
                align-items: center;
                justify-content: center;
                color: white !important;
                font-size: 14px;
                text-decoration: none !important;
            }
            .facebook-bg { background-color: #3b5998; }
            .twitter-bg { background-color: #1da1f2; }
            .linkedin-bg { background-color: #0077b5; }
            .instagram-bg { background: linear-gradient(45deg, #f09433 0%, #e6683c 25%, #dc2743 50%, #cc2366 75%, #bc1888 100%); }
        }

/* --- HERO SLIDER --- */
.hero-slider {
    height: 75vh;
    width: 100%;
    position: relative;
    overflow: hidden;
}

.carousel-item {
    height: 75vh;
    width: 100%;
    background-color: #002347;
    position: relative;
}

.carousel-item img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* Custom Fade Speed for 1s interval */
.carousel-fade .carousel-item {
    transition-duration: 0.5s;
}

.carousel-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.2);
    display: flex;
    align-items: center;
    z-index: 10;
}

.banner-content {
    max-width: 650px;
    padding-left: 8%;
    color: white;
    text-align: left;
}

.banner-content h1 {
    font-size: 3.5rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 2px;
    text-shadow: 2px 2px 15px rgba(0,0,0,0.8);
    margin-bottom: 20px;
    transform: translateX(-50px);
    opacity: 0;
    transition: all 0.8s ease 0.3s;
}

.banner-content p {
    font-size: 1.25rem;
    opacity: 0;
    margin-bottom: 30px;
    text-shadow: 1px 1px 10px rgba(0,0,0,0.8);
    font-weight: 500;
    transform: translateX(-50px);
    transition: all 0.8s ease 0.5s;
}

.btn-white {
    background-color: white;
    color: #004C97;
    font-weight: 700;
    padding: 12px 35px;
    border-radius: 50px;
    text-transform: uppercase;
    letter-spacing: 1px;
    transition: all 0.3s ease;
    border: 2px solid white;
    display: inline-flex;
    align-items: center;
    text-decoration: none;
    opacity: 0;
    transform: translateX(-50px);
    transition: all 0.8s ease 0.7s;
}

.carousel-item.active .banner-content h1,
.carousel-item.active .banner-content p,
.carousel-item.active .btn-white {
    transform: translateX(0);
    opacity: 1;
}

.btn-white:hover {
    background-color: transparent;
    color: white;
    transform: translateY(-3px) !important;
    box-shadow: 0 10px 20px rgba(0,0,0,0.3);
}

@media (max-width: 991px) {
    .hero-slider, .carousel-item { height: 70vh; }
    .carousel-overlay { align-items: flex-end; padding-bottom: 60px; }
    .banner-content h1 { font-size: 2.2rem; }
    .banner-content p { font-size: 1rem; }
    .banner-content { padding-left: 20px; padding-right: 20px; text-align: center; max-width: 100%; }
}

/* --- PROFESSIONAL FOOTER --- */
.footer-section {
    background-color: #1a222d;
    color: #ffffff;
    padding: 60px 0 30px 0;
    font-family: 'Inter', sans-serif;
    overflow: hidden;
}

.footer-container-custom {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 5%;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr 0.8fr 1.2fr;
    gap: 40px;
    margin-bottom: 40px;
}

.footer-col-about {
    padding-right: 30px;
}

.footer-title {
    font-size: 18px;
    font-weight: 700;
    color: #ffffff;
    margin-bottom: 25px;
    position: relative;
    padding-bottom: 12px;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.footer-title::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 45px;
    height: 3px;
    background-color: #E31837;
    border-radius: 2px;
}

.footer-about-text {
    color: rgba(255, 255, 255, 0.6);
    font-size: 15px;
    line-height: 1.8;
    margin-bottom: 30px;
}

.footer-links-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links-list li {
    margin-bottom: 14px;
}

.footer-links-list a {
    color: rgba(255, 255, 255, 0.6);
    text-decoration: none;
    font-size: 15px;
    transition: all 0.3s ease;
    display: inline-flex;
    align-items: center;
}

.footer-links-list a:hover {
    color: #ffffff;
    transform: translateX(8px);
}

.footer-links-list a i {
    font-size: 10px;
    margin-right: 12px;
    color: #E31837;
}

.contact-info-box {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.contact-info-item {
    display: flex;
    align-items: flex-start;
    gap: 15px;
}

.contact-info-item i {
    color: #E31837;
    font-size: 18px;
    margin-top: 4px;
}

.contact-info-content span {
    display: block;
    color: #ffffff;
    font-weight: 600;
    font-size: 14px;
    margin-bottom: 4px;
}

.contact-info-content p {
    color: rgba(255, 255, 255, 0.6);
    font-size: 14px;
    margin: 0;
}

.footer-social-box {
    display: flex;
    gap: 15px;
    margin-top: 10px;
}

.social-link {
    width: 42px;
    height: 42px;
   
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    font-size: 16px;
    transition: all 0.3s ease;
    text-decoration: none !important;
}

.social-link:hover {
    background: #004C97;
    transform: translateY(-5px);
    color: #ffffff;
    box-shadow: 0 10px 20px rgba(0,0,0,0.2);
}

.footer-bottom-bar {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 35px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 15px;
}

.copyright-txt {
    color: rgba(255, 255, 255, 0.4);
    font-size: 14px;
    margin: 0;
}

.footer-legal-links {
    display: flex;
    gap: 35px;
}

.footer-legal-links a {
    color: rgba(255, 255, 255, 0.4);
    text-decoration: none;
    font-size: 14px;
    transition: color 0.3s ease;
}

.footer-legal-links a:hover {
    color: #E31837;
}

@media (max-width: 1199px) {
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 50px; }
    .footer-container-custom { padding: 0 3%; }
}

@media (max-width: 767px) {
    .footer-container-custom {
        padding: 0 20px;
    }
    .footer-col {
        margin-bottom: 30px;
    }
    .footer-bottom-bar {
        flex-direction: column;
        gap: 15px;
    }
    .footer-section { padding: 100px 0 50px 0; }
    .footer-grid { grid-template-columns: 1fr; gap: 50px; text-align: left; }
    .footer-title::after { left: 0; transform: none; }
    .footer-col-about { padding-right: 0; }
    .contact-info-item { flex-direction: row; align-items: flex-start; text-align: left; gap: 15px; }
    .footer-social-box { justify-content: flex-start; }
    .footer-bottom-bar { flex-direction: column; text-align: center; gap: 20px; align-items: center; }
    .footer-legal-links { justify-content: center; flex-wrap: wrap; gap: 20px; }
}

/* Animations */
@keyframes float {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-15px); }
    100% { transform: translateY(0px); }
}

.floating-img {
    animation: float 4s ease-in-out infinite;
    position: relative;
    z-index: 2;
}

.img-frame {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 30px auto;
    position: relative;
}

.img-frame::before {
    display: none; /* Removed the background glow */
}
.whatsapp-float {
    position: fixed;
    width: 60px;
    height: 60px;
    bottom: 30px;
    right: 30px;
    background-color: #25d366;
    color: #FFF;
    border-radius: 50px;
    text-align: center;
    font-size: 30px;
    box-shadow: 0 10px 25px rgba(37, 211, 102, 0.3);
    z-index: 9999;
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    transition: all 0.3s ease;
}

.whatsapp-float:hover {
    background-color: #128c7e;
    color: #FFF;
    transform: scale(1.1) rotate(15deg);
    box-shadow: 0 15px 35px rgba(37, 211, 102, 0.4);
}

.whatsapp-float i {
    margin-top: 2px;
}

/* WhatsApp Pulse Effect */
.whatsapp-float::before {
    content: '';
    position: absolute;
    width: 100%;
    height: 100%;
    background-color: #25d366;
    border-radius: 50%;
    z-index: -1;
    animation: whatsapp-pulse 2s infinite;
}

@keyframes whatsapp-pulse {
    0% { transform: scale(1); opacity: 0.5; }
    100% { transform: scale(1.6); opacity: 0; }
}

@keyframes pulse-animation {
    0% { transform: scale(1); box-shadow: 0 0 0 0 rgba(227, 24, 55, 0.4); }
    70% { transform: scale(1.05); box-shadow: 0 0 0 10px rgba(227, 24, 55, 0); }
    100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(227, 24, 55, 0); }
}
.testi-img-wrapper {
    position: relative;
    width: 65px;
    height: 65px;
    flex-shrink: 0;
}

.testi-letter-portrait {
    width: 100%;
    height: 100%;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: 700;
    color: #ffffff;
    text-transform: uppercase;
}

.bg-blue { background-color: #4285F4; }
.bg-red { background-color: #EA4335; }
.bg-green { background-color: #34A853; }
.bg-yellow { background-color: #FBBC05; }
.bg-purple { background-color: #7B1FA2; }

.google-badge {
    position: absolute;
    bottom: -2px;
    right: -2px;
    width: 20px;
    height: 20px;
    background: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 2px 5px rgba(0,0,0,0.2);
    z-index: 5;
}

.google-badge img {
    width: 14px;
    height: 14px;
}

.google-review-text {
    font-size: 11px;
    color: #70757a;
    margin-top: 2px;
    font-weight: 500;
}

.testi-customer-name {
    font-weight: 700;
    margin-bottom: 2px;
}

.testi-customer-type {
    font-size: 12px;
    color: #70757a;
    font-weight: 400;
}



/* --- ABOUT PAGE STYLES --- */
.finance-section { width: 100%; padding: 100px 0; background: transparent; position: relative; }
.collage-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 25px; align-items: start; }
.collage-left { display: flex; flex-direction: column; gap: 25px; }
.collage-img-small { width: 100%; height: 320px; border-radius: 30px; overflow: hidden; border: 8px solid white; box-shadow: 0 20px 40px rgba(0, 76, 151, 0.1); position: relative; }
.collage-img-small img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.8s ease; }
.collage-img-small:hover img { transform: scale(1.1); }
.finance-stat-card { background: white; padding: 40px; border-radius: 30px; box-shadow: 0 15px 35px rgba(0, 35, 71, 0.08); border: 1px solid rgba(0, 0, 0, 0.02); transition: transform 0.3s ease; }
.finance-stat-card:hover { transform: translateY(-5px); }
.finance-stat-card h2 { font-size: 52px; font-weight: 900; color: var(--accent-red); margin-bottom: 10px; letter-spacing: -1px; }
.finance-stat-card p { font-size: 15px; color: #5a6b7d; line-height: 1.6; margin: 0; font-weight: 600; }
.collage-img-tall { width: 100%; height: 580px; border-radius: 30px; overflow: hidden; border: 8px solid white; box-shadow: 0 30px 60px rgba(0, 76, 151, 0.15); position: relative; }
.collage-img-tall img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.8s ease; }
.collage-img-tall:hover img { transform: scale(1.1); }
.finance-content { padding-left: 60px; }
.finance-title { font-size: 56px; font-weight: 900; color: var(--dark-navy); line-height: 1.1; margin-bottom: 30px; letter-spacing: -1.5px; }
.finance-title span { color: var(--accent-red); }
.finance-sub-title { font-size: 19px; font-weight: 700; color: #5a6b7d; margin-bottom: 25px; line-height: 1.6; }
.finance-text { font-size: 17px; color: #5a6b7d; line-height: 1.8; margin-bottom: 40px; }
.btn-finance { background-color: var(--primary-blue); color: white; padding: 16px 40px; border-radius: 50px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; text-decoration: none; display: inline-block; transition: all 0.3s ease; box-shadow: 0 10px 25px rgba(0, 76, 151, 0.3); }
.btn-finance:hover { background-color: var(--dark-navy); transform: translateY(-3px); box-shadow: 0 15px 35px rgba(0, 76, 151, 0.4); color: white; }
.values-section { width: 100%; padding: 0 0 100px 0; text-align: center; background-color: #ffffff; }
.values-title { font-size: 56px; font-weight: 800; color: var(--dark-navy); margin-bottom: 70px; letter-spacing: -2px; }
.values-title span { color: var(--accent-red); }
.values-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 25px; max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.value-card { background: #f0f7ff; padding: 60px 40px; border-radius: 12px; transition: all 0.4s ease; text-align: left; border: 1px solid rgba(0, 76, 151, 0.2); box-shadow: none; }
.value-card:hover { transform: translateY(-10px); background: #ffffff; border-color: var(--accent-red); }
.value-icon-box { width: 80px; height: 80px; margin-bottom: 40px; display: flex; align-items: center; justify-content: left; }
.value-icon-box img { width: 70px; height: 70px; object-fit: contain; }
.value-card h3 { font-size: 26px; font-weight: 800; color: var(--dark-navy); margin-bottom: 20px; letter-spacing: -0.5px; }
.value-card p { font-size: 16px; color: #64748b; line-height: 1.6; margin: 0; font-weight: 400; }
.purpose-section { width: 100%; padding: 0 0 100px 0; background-color: #ffffff; }
.purpose-title { font-size: 56px; font-weight: 900; color: var(--dark-navy); line-height: 1.1; margin-bottom: 50px; letter-spacing: -2px; }
.purpose-title span { color: var(--accent-red); }
.purpose-item { display: flex; gap: 25px; margin-bottom: 40px; align-items: flex-start; }
.purpose-icon { width: 70px; height: 70px; flex-shrink: 0; transition: transform 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275); }
.purpose-item:hover .purpose-icon { transform: scale(1.2); }
.purpose-icon img { width: 100%; height: 100%; object-fit: contain; }
.purpose-text h3 { font-size: 24px; font-weight: 800; color: var(--dark-navy); margin-bottom: 12px; }
.purpose-text p { font-size: 17px; color: #5a6b7d; line-height: 1.7; margin: 0; }
.purpose-image-container { position: relative; padding-left: 50px; }
.purpose-image { width: 100%; height: 480px; border-radius: 40px; overflow: hidden; box-shadow: none; }
.purpose-image img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.8s ease; }
.purpose-image:hover img { transform: scale(1.05); }
.gallery-section { width: 100%; padding: 100px 0; text-align: center; background-color: #ffffff; }
.gallery-title { font-size: 56px; font-weight: 900; color: var(--dark-navy); margin-bottom: 20px; letter-spacing: -2px; line-height: 1.1; }
.gallery-title span { color: var(--accent-red); }
.gallery-desc { font-size: 18px; color: #5a6b7d; line-height: 1.7; margin-bottom: 60px; max-width: 700px; margin-left: auto; margin-right: auto; }
.gallery-container { width: 100%; overflow: hidden; position: relative; }
.gallery-wrapper { display: flex; width: fit-content; gap: 25px; animation: loop-scroll 40s linear infinite; padding: 20px 0; }
@keyframes loop-scroll { from { transform: translateX(0); } to { transform: translateX(calc(-100% / 2 - 12.5px)); } }
.gallery-item { flex: 0 0 auto; width: 500px; height: 350px; border-radius: 30px; overflow: hidden; box-shadow: none; transition: all 0.5s cubic-bezier(0.165, 0.84, 0.44, 1); position: relative; background: #ffffff; cursor: pointer; }
.gallery-item:hover { transform: scale(1.02); border-color: var(--accent-red); }
.gallery-item img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.8s ease; }
.gallery-item:hover img { transform: scale(1.1); }
.gallery-container:hover .gallery-wrapper { animation-play-state: paused; }
.team-section { padding: 100px 0; background-color: #f8fbff; }
.team-card { background: white; border-radius: 30px; padding: 40px; text-align: center; height: 100%; transition: all 0.3s ease; border: 1px solid rgba(0, 76, 151, 0.05); }
.team-card:hover { transform: translateY(-10px); box-shadow: 0 20px 40px rgba(0, 35, 71, 0.08); }
.team-img { width: 150px; height: 150px; border-radius: 50%; margin: 0 auto 25px auto; border: 5px solid #f0f7ff; object-fit: cover; }
.team-name { font-size: 22px; font-weight: 800; color: var(--dark-navy); margin-bottom: 5px; }
.team-role { font-size: 14px; font-weight: 700; color: var(--accent-red); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 20px; display: block; }
.team-bio { font-size: 15px; color: #5a6b7d; line-height: 1.6; }
@media (max-width: 991px) {
  .collage-grid { grid-template-columns: 1fr; margin-bottom: 60px; }
  .finance-content { padding-left: 0; text-align: center; }
  .finance-title, .values-title, .purpose-title, .gallery-title { font-size: 42px; }
  .values-grid { grid-template-columns: repeat(2, 1fr); }
  .purpose-image-container { padding-left: 0; margin-top: 60px; }
  .purpose-image { height: 400px; }
  .gallery-item { width: 380px; height: 260px; border-radius: 20px; }
  .purpose-section { padding: 0 0 60px 0 !important; }
  .team-section { padding: 60px 0 !important; }
  .values-section { padding: 0 0 60px 0 !important; }
}
@media (max-width: 768px) {
  .values-grid { grid-template-columns: 1fr; }
}

/* --- SERVICES PAGE STYLES --- */
.services-hero { background-color: #ffffff; position: relative; border-bottom: 1px solid rgba(0,0,0,0.03); overflow: hidden; padding-top: 160px; padding-bottom: 80px; }
.hero-title { font-weight: 800; color: #002347; font-size: 3.5rem; line-height: 1.1; margin-bottom: 20px; }
.hero-title .text-accent { color: #E31837; }
.hero-text { font-size: 18px; color: #555; max-width: 600px; margin-bottom: 30px; }
.service-card { background: white; border-radius: 20px; padding: 40px; height: 100%; transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1); border: 1px solid #f0f0f0; position: relative; overflow: hidden; z-index: 2; }
.service-card::before { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 100%; background-color: #002347; transform: translateY(-100%); transition: transform 0.5s cubic-bezier(0.77, 0, 0.175, 1); z-index: -1; }
.service-card:hover::before { transform: translateY(0); }
.service-card:hover { transform: translateY(-10px); box-shadow: 0 20px 40px rgba(0,0,0,0.15); border-color: #002347; }
.service-icon { width: 70px; height: 70px; background: #f8fbff; border-radius: 15px; display: flex; align-items: center; justify-content: center; font-size: 30px; color: #004C97; margin-bottom: 25px; transition: all 0.3s; }
.service-card:hover .service-icon { background: #ffffff; color: #004C97; }
.service-card h3 { font-weight: 800; color: #002347; font-size: 24px; margin-bottom: 15px; transition: color 0.4s ease; }
.service-card:hover h3 { color: #ffffff; }
.service-card p { color: #666; line-height: 1.6; margin-bottom: 0; transition: color 0.4s ease; }
.service-card:hover p { color: rgba(255, 255, 255, 0.9); }
.pan-india-section { background-color: #f8fbff; padding: 80px 0; border-radius: 50px 50px 0 0; }
.pan-badge { background: rgba(227, 24, 55, 0.1); color: var(--accent-red); padding: 8px 20px; border-radius: 50px; font-weight: 700; font-size: 14px; display: inline-block; margin-bottom: 20px; }
.pan-title { font-size: 42px; font-weight: 800; color: var(--dark-navy); margin-bottom: 20px; }
.pan-text { font-size: 17px; color: #5a6b7d; max-width: 800px; margin: 0 auto 40px auto; line-height: 1.8; }
.social-link-small { width: 35px; height: 35px; background: #f0f7ff; color: var(--primary-blue); border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 14px; transition: all 0.3s; text-decoration: none; }
.social-link-small:hover { background: var(--accent-red); color: white; transform: translateY(-3px); }

/* --- CONTACT PAGE STYLES --- */
.contact-hero { padding: 100px 0; background: #ffffff; position: relative; }
.contact-hero::before { content: ''; position: absolute; top: -100px; right: -100px; width: 400px; height: 400px; background: rgba(0, 76, 151, 0.03); filter: blur(100px); border-radius: 50%; z-index: 0; }
.contact-badge { color: var(--accent-red); font-weight: 800; font-size: 14px; letter-spacing: 2px; text-transform: uppercase; margin-bottom: 20px; display: inline-block; position: relative; padding-left: 30px; background: rgba(227, 24, 55, 0.08); padding: 6px 15px 6px 35px; border-radius: 30px; }
.contact-badge::before { content: ''; position: absolute; left: 12px; top: 50%; width: 15px; height: 2px; background: var(--accent-red); transform: translateY(-50%); }
.contact-hero-title { font-size: 56px; font-weight: 900; line-height: 1.1; margin-bottom: 25px; letter-spacing: -1.5px; }
.contact-hero-title span { color: var(--accent-red); }
.contact-hero-text { font-size: 18px; color: #5a6b7d; margin-bottom: 45px; max-width: 550px; line-height: 1.6; }
.contact-hero-features { display: flex; gap: 30px; margin-top: 50px; flex-wrap: wrap; }
.hero-f-item { display: flex; align-items: center; gap: 15px; background: white; padding: 12px 20px; border-radius: 15px; box-shadow: 0 5px 20px rgba(0, 76, 151, 0.03); border: 1px solid rgba(0, 0, 0, 0.02); }
.hero-f-icon { width: 45px; height: 45px; background: #f0f7ff; color: var(--primary-blue); border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 18px; flex-shrink: 0; }
.hero-f-content h6 { margin: 0; font-weight: 800; font-size: 14px; }
.hero-f-content p { margin: 0; font-size: 11px; color: #888; font-weight: 600; }
.contact-main-section { padding: 100px 0; background-color: #ffffff; position: relative; }
.contact-form-container { background-color: var(--dark-navy); border-radius: 40px; padding: 10px; box-shadow: 0 30px 70px rgba(0, 35, 71, 0.2); position: relative; z-index: 2; }
.form-header { padding: 40px 45px; color: white; display: flex; align-items: center; gap: 25px; }
.form-header-icon { width: 60px; height: 60px; background: rgba(255,255,255,0.1); backdrop-filter: blur(10px); border-radius: 18px; display: flex; align-items: center; justify-content: center; font-size: 26px; border: 1px solid rgba(255,255,255,0.1); }
.form-header h3 { margin: 0; font-size: 28px; font-weight: 900; letter-spacing: -0.5px; }
.form-header p { margin: 5px 0 0 0; opacity: 0.7; font-size: 15px; }
.form-body { background-color: white; border-radius: 32px; padding: 50px; }
.form-label { font-weight: 700; font-size: 14px; margin-bottom: 12px; color: var(--dark-navy); display: block; }
html[data-theme="dark"] .form-label, [data-theme="dark"] .form-label { color: var(--text-color, #f3f4f6) !important; }
.form-label span { color: var(--accent-red); }
.input-group-custom { position: relative; margin-bottom: 30px; }
.input-group-custom i { position: absolute; left: 18px; top: 50%; transform: translateY(-50%); color: var(--primary-blue); font-size: 16px; transition: all 0.3s; }
.form-control-custom { width: 100%; padding: 16px 15px 16px 50px; border: 1px solid #eef2f6; border-radius: 15px; font-size: 14px; background-color: #f8fafc; transition: all 0.3s; font-weight: 500; }
.form-control-custom:focus { border-color: var(--primary-blue); box-shadow: 0 0 0 4px rgba(0, 76, 151, 0.08); background-color: white; outline: none; }
.form-control-custom:focus + i { color: var(--accent-red); }
.select-custom { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23004C97' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 20px center; background-size: 18px; }
.btn-send { width: 100%; background: linear-gradient(135deg, var(--accent-red) 0%, #c91530 100%); color: white; border: none; padding: 18px; border-radius: 15px; font-weight: 800; font-size: 16px; display: flex; align-items: center; justify-content: center; gap: 12px; transition: all 0.3s; box-shadow: 0 10px 30px rgba(227, 24, 55, 0.2); }
.btn-send:hover { transform: translateY(-3px); box-shadow: 0 15px 35px rgba(227, 24, 55, 0.3); filter: brightness(1.1); }
.form-footer-note { text-align: center; margin-top: 25px; font-size: 13px; color: #888; font-weight: 500; }
.info-card { background-color: white; border-radius: 40px; padding: 50px; box-shadow: 0 20px 50px rgba(0, 35, 71, 0.05); height: 100%; border: 1px solid rgba(0, 0, 0, 0.03); position: relative; overflow: hidden; }
.info-card::after { content: ''; position: absolute; bottom: -50px; right: -50px; width: 200px; height: 200px; background: rgba(0, 76, 151, 0.02); border-radius: 50%; }
.info-title { font-size: 28px; font-weight: 900; margin-bottom: 40px; position: relative; padding-bottom: 20px; letter-spacing: -0.5px; }
.info-title::after { content: ''; position: absolute; left: 0; bottom: 0; width: 50px; height: 4px; background: var(--accent-red); border-radius: 10px; }
.info-item { display: flex; gap: 25px; margin-bottom: 35px; padding-bottom: 35px; border-bottom: 1px solid #f8fafc; transition: all 0.3s; }
.info-item:hover { transform: translateX(10px); }
.info-item:last-child { margin-bottom: 0; padding-bottom: 0; border-bottom: none; }
.info-icon { width: 55px; height: 55px; background: #f0f7ff; color: var(--primary-blue); border-radius: 18px; display: flex; align-items: center; justify-content: center; font-size: 22px; flex-shrink: 0; transition: all 0.3s; }
.info-item:hover .info-icon { background: var(--primary-blue) !important; color: white !important; border-radius: 50%; }
.info-item:hover .info-icon i { color: white !important; }
.info-content h5 { font-size: 17px; font-weight: 800; margin-bottom: 6px; }
.info-content p { font-size: 15px; color: #64748b; margin: 0; line-height: 1.6; }
.bottom-contact-bar { background-color: #ffffff; padding: 60px 0; border-top: 1px solid #f0f0f0; }
.bottom-c-item { display: flex; align-items: center; gap: 25px; }
.bottom-c-icon { width: 65px; height: 65px; background: white; color: var(--primary-blue); border-radius: 20px; display: flex; align-items: center; justify-content: center; font-size: 26px; flex-shrink: 0; box-shadow: 0 10px 25px rgba(0, 76, 151, 0.08); }
.bottom-c-info h6 { font-size: 18px; font-weight: 800; margin-bottom: 6px; }
.bottom-c-info p { font-size: 14px; color: #64748b; margin: 0; font-weight: 500; }
.assistance-box { background: linear-gradient(135deg, var(--dark-navy) 0%, #003a75 100%); border-radius: 25px; padding: 35px; color: white; text-align: center; box-shadow: 0 15px 40px rgba(0, 35, 71, 0.3); }
.assistance-box h4 { font-size: 20px; font-weight: 900; margin-bottom: 12px; }
.assistance-box p { font-size: 15px; opacity: 0.8; margin-bottom: 25px; }
.btn-call { background-color: white; color: var(--dark-navy); border: none; padding: 14px 30px; border-radius: 15px; font-weight: 800; font-size: 16px; display: inline-flex; align-items: center; gap: 12px; text-decoration: none; transition: all 0.3s; }
.btn-call:hover { background-color: #f1f5f9; transform: translateY(-2px); color: var(--primary-blue); }
@media (max-width: 1199px) { .contact-hero-features { justify-content: center; } }
@media (max-width: 991px) { .contact-hero { text-align: center; } .contact-hero-text { margin-left: auto; margin-right: auto; } .contact-hero-title { font-size: 42px; } .contact-hero-features { gap: 15px; } .contact-main-section { padding: 60px 0; } .form-body { padding: 30px; } .info-card { margin-top: 40px; padding: 35px; } .bottom-contact-bar .row > div { margin-bottom: 30px; } .assistance-box { margin-top: 20px; } }

/* --- PAYMENT MODAL STYLES --- */
.payment-modal-card {
    text-align: center;
    padding: 10px;
}
/* --- IMPROVED PAYMENT MODAL --- */
.payment-modal-card {
    padding: 10px 5px;
}
.payment-card-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--dark-navy) 100%);
    color: white;
    border-radius: 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    margin: 0 auto 25px;
    box-shadow: 0 15px 30px rgba(0, 76, 151, 0.2);
    transform: rotate(-5deg);
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    cursor: pointer;
}
.payment-card-icon:hover {
    transform: scale(1.15) rotate(0deg);
    box-shadow: 0 20px 40px rgba(0, 76, 151, 0.3);
}
.payment-number-display {
    background: #f8fbff;
    border: 2px solid #eef6ff;
    border-radius: 30px;
    padding: 30px 20px;
    margin: 20px 0;
    position: relative;
    overflow: hidden;
}
.payment-number-display::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, var(--primary-blue), var(--accent-red));
}
.payment-number-display h3 {
    font-size: 32px;
    font-weight: 900;
    color: var(--dark-navy);
    letter-spacing: 0.5px;
    margin-bottom: 5px;
}
.copy-btn-modern {
    background: white;
    color: var(--primary-blue);
    border: 1px solid #e2e8f0;
    padding: 12px 25px;
    border-radius: 18px;
    font-weight: 700;
    font-size: 14px;
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 4px 12px rgba(0,0,0,0.03);
    margin-top: 15px;
}
.copy-btn-modern:hover {
    background: var(--primary-blue);
    color: white;
    border-color: var(--primary-blue);
    transform: translateY(-3px);
    box-shadow: 0 8px 20px rgba(0, 76, 151, 0.15);
}
.copy-btn-modern i {
    margin-right: 8px;
}

/* Custom SweetAlert Close Button */
.swal2-close {
    width: 42px !important;
    height: 42px !important;
    border-radius: 50% !important;
    background: #ffffff !important;
    border: 2px solid #e2e8f0 !important;
    color: #64748b !important;
    font-size: 22px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1) !important;
    margin: 15px 15px 0 0 !important;
    box-shadow: 0 4px 10px rgba(0,0,0,0.05) !important;
}
.swal2-close:hover {
    background: #ef4444 !important;
    border-color: #ef4444 !important;
    color: #ffffff !important;
    transform: rotate(90deg) scale(1.1);
    box-shadow: 0 5px 15px rgba(239, 68, 68, 0.3) !important;
}
.swal2-popup.rounded-40 {
    border-radius: 40px !important;
    padding: 20px !important;
}
.fw-600 { font-weight: 600; }
.opacity-9 { opacity: 0.9; }
.opacity-1 { opacity: 0.1; }
.cursor-pointer { cursor: pointer; }
.bg-navy { background-color: var(--primary-blue); }
.text-navy { color: var(--dark-navy); }
.fs-14 { font-size: 14px; }
.fs-15 { font-size: 15px; }
.fs-13 { font-size: 13px; }
.fs-10 { font-size: 10px; }
.lh-1-6 { line-height: 1.6; }
.mt-30 { margin-top: 30px; }
.mv-25 { margin: 25px 0; }
.border-accent { border: 1px solid var(--accent-red); }
.img-contain { object-fit: contain; }
.max-h-280 { max-height: 280px; }
.max-h-350 { max-height: 350px; }
.max-h-450 { max-height: 450px; }
.text-accent-imp { color: var(--accent-red) !important; }
.youtube-bg-custom { background: #FF0000; color: white; }

/* --- FOOTER LOGO STYLES --- */
.footer-logo-container { margin-bottom: 30px; }
.footer-logo-text { color: #ffffff; font-weight: 800; font-size: 26px; display: flex; align-items: center; text-transform: uppercase; text-decoration: none; }
.footer-logo-box { background: var(--accent-red); color: white; width: 28px; height: 28px; margin-right: 12px; display: inline-flex; align-items: center; justify-content: center; border-radius: 6px; font-weight: 900; font-size: 15px; }

/* --- ADDITIONAL UTILITIES --- */
.text-primary-imp { color: var(--primary-blue) !important; }
.mb-30 { margin-bottom: 30px; }

/* --- FINAL UTILITIES --- */
.border-none { border: none !important; }
.filter-hue-150 { filter: hue-rotate(150deg); }
.filter-hue-minus50 { filter: hue-rotate(-50deg); }
.filter-hue-50 { filter: hue-rotate(50deg); }
.text-navy-deep { color: #002347; }
.fs-28 { font-size: 28px; }
.border-red { border: 1px solid var(--accent-red); }

/* --- CONTACT PAGE SPECIFICS --- */
.pt-18 { padding-top: 18px; }
.pt-14 { padding-top: 14px !important; }
.contact-map-container { height: 450px; width: 100%; border-top: 1px solid #f0f0f0; }
.border-0 { border: 0 !important; }

/* --- FINAL SWEEP UTILITIES --- */
.img-contact-hero { 
    max-height: 420px; 
    filter: drop-shadow(0 20px 40px rgba(0, 76, 151, 0.15)); 
    transition: transform 0.5s cubic-bezier(0.165, 0.84, 0.44, 1);
    cursor: pointer;
}
.img-contact-hero:hover {
    transform: scale(1.08);
}
.top-28 { top: 28px !important; }

/* --- TESTIMONIALS WAVY LINE ANIMATION --- */
.wavy-line-container {
    position: absolute;
    top: 55%;
    left: 0;
    width: 100%;
    height: 100%;
    transform: translateY(-50%);
    z-index: 0;
    pointer-events: none;
    opacity: 0.8;
}

.wavy-line-svg {
    width: 200%;
    height: 400px;
}

.wavy-path {
    stroke-dasharray: 3000;
    stroke-dashoffset: 3000;
    animation: drawLine 15s linear infinite;
}

.wavy-path-blur {
    filter: blur(8px);
    stroke-dasharray: 3000;
    stroke-dashoffset: 3000;
    animation: drawLine 15s linear infinite;
}

@keyframes drawLine {
    0% {
        stroke-dashoffset: 3000;
        transform: translateX(0);
    }
    50% {
        stroke-dashoffset: 0;
    }
    100% {
        stroke-dashoffset: -3000;
        transform: translateX(-50%);
    }
}

.testimonials-section {
    padding: 120px 0;
    background-color: #ffffff;
    position: relative;
}

.testi-testimonial-card {
    position: relative;
    z-index: 2;
    background: white;
}

/* --- CAREERS PAGE --- */
.pt-180 { padding-top: 180px; }
.mb-100 { margin-bottom: 100px; }
.rounded-40 { border-radius: 40px !important; }
.bg-blue-light { background-color: #e0eeff; }
.bg-green-light { background-color: #e0ffea; }
.border-radius-30 { border-radius: 30px; }

.career-job-card {
    transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.career-job-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 30px 60px rgba(0, 35, 71, 0.1) !important;
}

@media (max-width: 991px) {
    .pt-180 { padding-top: 120px; }
.bg-light-soft { background-color: #fbfcfd; }
.shadow-danger { box-shadow: 0 10px 25px rgba(227, 24, 55, 0.2) !important; }
.fs-huge { font-size: 250px; transform: rotate(-10deg); color: rgba(255, 255, 255, 0.05); }
.rating-input { position: absolute; opacity: 0; width: 0; height: 0; }
.rating-label {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px;
    border: 2px solid #f0f0f0;
    border-radius: 16px;
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    font-weight: 700;
    color: #666;
    background: #fff;
}
.rating-label i {
    color: #ccc;
    transition: color 0.3s ease;
}
.rating-label:hover {
    border-color: #ffc107;
    background: #fffdf5;
}
.rating-label:hover i {
    color: #ffc107;
}
.rating-input:checked + .rating-label {
    background-color: #ffc107;
    border-color: #ffc107;
    color: #fff;
    box-shadow: 0 10px 20px rgba(255, 193, 7, 0.3);
    transform: translateY(-3px);
}
.rating-input:checked + .rating-label i {
    color: #fff;
}
.zigzag-container { max-width: 1200px; margin: 0 auto; padding: 60px 0; overflow: hidden; }
.zigzag-row {
    position: relative;
    padding: 100px 80px;
    border: 14px solid #1a233a; /* Navy Road */
    transition: all 0.8s ease;
    margin-bottom: -14px;
}

/* Road Dash Line */
.zigzag-row::after {
    content: '';
    position: absolute;
    top: -4px; left: -4px; right: -4px; bottom: -4px;
    border: 2px dashed rgba(255, 255, 255, 0.4);
    pointer-events: none;
    z-index: 2;
}

.step-right {
    border-top: none;
    border-left: none;
    border-bottom-right-radius: 100px;
}
.step-right::after {
    border-top: none;
    border-left: none;
    border-bottom-right-radius: 96px;
}

.step-left {
    border-top: none;
    border-right: none;
    border-bottom-left-radius: 100px;
}
.step-left::after {
    border-top: none;
    border-right: none;
    border-bottom-left-radius: 96px;
}

.zigzag-row.last-step {
    border-top: none;
    border-left: none;
    border-bottom: 14px solid #1a233a;
    border-bottom-right-radius: 100px;
}
.zigzag-row.last-step::after {
    border-top: none;
    border-left: none;
    border-bottom: 2px dashed rgba(255, 255, 255, 0.4);
    border-bottom-right-radius: 96px;
}

/* Pipe Line Animation (Overlay) */
.zigzag-row::before {
    content: '';
    position: absolute;
    top: -14px; left: -14px; right: -14px; bottom: -14px;
    background: #fff;
    z-index: 3;
    transition: all 1.5s cubic-bezier(0.4, 0, 0.2, 1);
}
.step-right::before { transform-origin: top left; transform: scaleX(1); }
.step-left::before { transform-origin: top right; transform: scaleX(1); }

.zigzag-row.aos-animate::before {
    transform: scaleX(0);
}

.zigzag-content-wrapper {
    position: relative;
    z-index: 5;
    display: flex;
    align-items: center;
    gap: 80px;
    width: 100%;
}
.zigzag-image { flex: 1; text-align: center; }
.zigzag-image img {
    max-width: 380px;
    height: auto;
    filter: drop-shadow(0 30px 60px rgba(0,0,0,0.12));
}
.zigzag-text { flex: 1; padding: 0 20px; }
.zigzag-number {
    position: absolute;
    width: 60px;
    height: 40px;
    background-color: #e31837; /* Red */
    color: #fff;
    font-weight: 900;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 4px;
    top: -27px;
    z-index: 10;
    transform: skewX(-20deg); /* Tilted like image */
    box-shadow: 0 10px 20px rgba(227, 24, 55, 0.3);
}
.zigzag-number span { transform: skewX(20deg); } /* Un-tilt text */

.step-right .zigzag-number { right: 150px; }
.step-left .zigzag-number { left: 150px; }
.last-step .zigzag-number { right: 150px; }

/* Abstract Background Shapes */
.abstract-shape {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    z-index: 1;
    opacity: 0.15;
}
.shape-1 {
    width: 400px;
    height: 400px;
    background: #004C97;
    top: -100px;
    left: -150px;
}
.shape-2 {
    width: 300px;
    height: 300px;
    background: #e31837;
    bottom: 10% ;
    right: -100px;
}
.shape-3 {
    width: 250px;
    height: 250px;
    background: #ffc107;
    top: 40%;
    left: 20%;
}
.z-2 { z-index: 2; }

/* ShipZbox Exact Style Journey */
.shipz-container { max-width: 1200px; padding: 40px 0; }
.shipz-row {
    position: relative;
    padding: 60px 0;
    border: 14px solid #1a233a;
}
.shipz-right {
    border-top: none;
    border-left: none;
    border-bottom-right-radius: 100px;
    margin-bottom: -14px;
}
.shipz-left {
    border-top: none;
    border-right: none;
    border-bottom-left-radius: 100px;
    margin-bottom: -14px;
}
.shipz-row.last-step {
    border-top: none;
    border-left: none;
    border-bottom: 14px solid #1a233a;
    border-bottom-right-radius: 100px;
}

/* Road Dashed Line for ShipZ Style */
.shipz-row::after {
    content: '';
    position: absolute;
    top: -4px; left: -4px; right: -4px; bottom: -4px;
    border: 2px dashed rgba(255, 255, 255, 0.4);
    pointer-events: none;
    z-index: 2;
}
.shipz-right::after {
    border-top: none;
    border-left: none;
    border-bottom-right-radius: 96px;
}
.shipz-left::after {
    border-top: none;
    border-right: none;
    border-bottom-left-radius: 96px;
}

.shipz-card {
    background: #fff;
    border-radius: 40px;
    padding: 40px;
    margin: 0 80px;
    position: relative;
    z-index: 5;
    border: 1px solid #eee;
}

.shipz-badge-wrapper {
    position: absolute;
    top: -27px;
    z-index: 10;
}
.shipz-right .shipz-badge-wrapper { right: 150px; }
.shipz-left .shipz-badge-wrapper { left: 150px; }

.shipz-number {
    width: 60px;
    height: 40px;
    background: #e31837;
    color: #fff;
    font-weight: 900;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 4px;
    transform: skewX(-20deg);
    box-shadow: 0 10px 20px rgba(227, 24, 55, 0.3);
}

@media (max-width: 991px) {
    .shipz-row { border: none !important; }
    .shipz-row::after { display: none; }
    .shipz-card { margin: 0; border-radius: 20px; padding: 20px; }
    .shipz-badge-wrapper { position: static; margin-bottom: 20px; }
    .shipz-number { margin: 0 auto; transform: none; }
}

/* Hover Flip Effect */
.hover-flip {
    transition: transform 0.8s cubic-bezier(0.4, 0, 0.2, 1);
    transform-style: preserve-3d;
    cursor: pointer;
}

.hover-flip:hover {
    transform: rotateY(180deg);
}
.py-100 { padding-top: 100px !important; padding-bottom: 100px !important; }
.py-80 { padding-top: 80px !important; padding-bottom: 80px !important; }
.mb-100 { margin-bottom: 100px !important; }

/* Reduce top padding for SMART INSURANCE section in mobile */
@media (max-width: 991px) {
    .py-100 { padding-top: 0px !important; padding-bottom: 60px !important; }
}

/* Global UI Improvements */
section { position: relative; }
p { line-height: 1.8; }
.section-title { margin-bottom: 30px; }
.shadow-2xl { box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.15); }
.rounded-40 { border-radius: 40px; }

/* Modern premium User Login Button styles */
.nav-links-container .nav-btn-login {
    background: linear-gradient(135deg, var(--accent-red) 0%, #c91530 100%);
    color: white !important;
    padding: 8px 18px;
    border-radius: 50px;
    font-weight: 700;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(227, 24, 55, 0.2);
    margin-left: 15px;
    display: inline-flex;
    align-items: center;
    text-decoration: none !important;
}
.nav-links-container .nav-btn-login:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(227, 24, 55, 0.35);
    background: linear-gradient(135deg, #c91530 0%, var(--accent-red) 100%);
    color: white !important;
}

/* For mobile menu */
.offcanvas-body .mobile-btn-login {
    background: #E31837 !important; /* Normal red color */
    color: white !important;
    padding: 12px;
    border-radius: 12px;
    font-weight: 700;
    text-align: center;
    display: block;
    margin-top: 15px;
    box-shadow: 0 4px 15px rgba(227, 24, 55, 0.2);
    text-decoration: none !important;
    transition: all 0.3s ease;
}
.offcanvas-body .mobile-btn-login:hover {
    transform: translateY(-2px);
    background: #c91530 !important;
    box-shadow: 0 6px 20px rgba(227, 24, 55, 0.35);
    color: white !important;
}

/* Force login icon to be black on all pages */
.nav-btn-login i {
    color: #000000 !important;
}
.mobile-btn-login i {
    color: #ffffff !important; /* Pure white icon inside mobile login */
}

/* Force mobile navbar logo centering */
@media (max-width: 1199.98px) {
    .nav-bottom-main .container-fluid > div {
        position: relative !important;
        display: flex !important;
        justify-content: space-between !important;
        align-items: center !important;
        width: 100% !important;
    }
    .nav-bottom-main [data-bs-toggle="offcanvas"] {
        order: 3 !important;
        margin: 0 !important;
        margin-left: auto !important;
    }
    .nav-bottom-main a[href*="index.html"],
    .nav-bottom-main a[href="../index.html"] {
        order: 1 !important;
        margin: 0 !important;
    }
}

/* Premium CSS Tooltip for Payments Link */
.payments-tooltip-trigger {
    position: relative;
    display: inline-block;
}

.payments-tooltip-trigger::after {
    content: attr(data-tooltip);
    position: absolute;
    bottom: 130%; /* Show above the link */
    left: 50%;
    transform: translateX(-50%) translateY(10px);
    background: linear-gradient(135deg, #0f172a, #1e293b); /* Sleek slate/dark gradient */
    color: #ffffff !important;
    padding: 8px 14px;
    border-radius: 8px;
    font-size: 13px !important;
    font-weight: 600 !important;
    white-space: nowrap;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.25);
    border: 1px solid rgba(255, 255, 255, 0.1);
    z-index: 10000;
    letter-spacing: 0.5px;
}

.payments-tooltip-trigger::before {
    content: '';
    position: absolute;
    bottom: 115%;
    left: 50%;
    transform: translateX(-50%) translateY(10px);
    border-width: 6px;
    border-style: solid;
    border-color: #0f172a transparent transparent transparent;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    z-index: 10000;
}

/* Hover effects (Monitor/Desktop view) */
@media (min-width: 992px) {
    .payments-tooltip-trigger:hover::after {
        opacity: 1;
        visibility: visible;
        transform: translateX(-50%) translateY(0);
    }
    
    .payments-tooltip-trigger:hover::before {
        opacity: 1;
        visibility: visible;
        transform: translateX(-50%) translateY(0);
    }
}

/* Unique & Simple A I R Contact Bar CSS */
.air-contact-container {
    background-color: #002347;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    border-radius: 24px;
    border-top: 4px solid #E31837;
    color: #ffffff;
    width: 100%;
    margin-top: 85px !important;
    margin-bottom: 5px !important;
}

.air-contact-card {
    display: flex;
    align-items: center;
    margin-bottom: 10px;
}

.air-contact-icon-box {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.15);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    flex-shrink: 0;
    margin-right: 15px;
    animation: air-wave-ripple 2s infinite ease-in-out;
}

.air-contact-main-text {
    font-size: 20px;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 4px;
}

.air-contact-sub-text {
    font-size: 13px;
    opacity: 0.8;
}

.air-contact-divider {
    width: 1px;
    height: 50px;
    background-color: rgba(255, 255, 255, 0.2);
}

.air-contact-whatsapp-btn {
    background-color: #E31837;
    color: #ffffff;
    font-weight: 700;
    border-radius: 50px;
    padding: 12px 30px;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s ease;
}

.air-contact-whatsapp-btn:hover {
    background-color: #c1102b;
    color: #ffffff;
    transform: translateY(-2px);
    box-shadow: 0 10px 20px rgba(227, 24, 55, 0.3);
}

@keyframes air-wave-ripple {
    0% {
        box-shadow: 0 0 0 0 rgba(255, 255, 255, 0.22), 0 0 0 6px rgba(255, 255, 255, 0.12);
    }
    100% {
        box-shadow: 0 0 0 6px rgba(255, 255, 255, 0.12), 0 0 0 16px rgba(255, 255, 255, 0);
    }
}

/* Responsive Layout styles */
@media (max-width: 1199px) {
    .air-contact-card {
        width: 48% !important;
        margin-bottom: 25px !important;
    }
    .air-contact-divider {
        display: none !important;
    }
    .air-contact-btn-holder {
        width: 100% !important;
        text-align: center !important;
        margin-top: 10px !important;
    }
}

@media (max-width: 767px) {
    .air-contact-card {
        width: 100% !important;
        margin-bottom: 20px !important;
    }
}

.faq-section {
    padding-bottom: 45px !important;
    background-color: #ffffff !important;
    background: #ffffff !important;
}
.testimonials-section {
    padding-top: 30px !important;
    background-color: #ffffff !important;
    background: #ffffff !important;
}
section {
    background-color: #ffffff !important;
    background: #ffffff !important;
}