A I R INSURANCE SERVICES
- +91 79045 75774
- airinstvl@gmail.com
- Mangammal Salai, KTC Nagar, Palayamkottai, Tirunelveli - 627011
LIFE INSURANCE – CLAIM PROCESS
Inform the insurance company immediately after the policyholder’s death.
The nominee collects all required documents such as death certificate, policy document, ID proof, and bank details.
Submit the filled claim form along with the documents.
The insurance company verifies the details and may conduct checks if required.
Once approved, the claim amount is credited to the nominee’s bank account.
HEALTH INSURANCE – CLAIM PROCESS
Cashless Claim (Network Hospital)
Inform the hospital insurance desk at the time of admission.
Submit your health insurance card for verification.
The hospital sends a pre-authorization request to the insurer.
After approval, treatment is provided without upfront payment (except non-covered charges).
The insurer settles the bill directly with the hospital.
Reimbursement Claim
Pay all hospital expenses at the time of discharge.
Collect all original documents including bills, discharge summary, and prescriptions.
Submit the claim form with documents to the insurance company.
The insurer reviews and verifies the claim.
Approved amount is reimbursed to your bank account.
GENERAL INSURANCE – CLAIM PROCESS
(Travel, Personal Accident, Fire, etc.)
Inform the insurance company immediately after the incident.
File an FIR if required (for theft, accident, or major losses).
Submit necessary documents such as policy copy, bills, and proof of loss.
The insurer may appoint a surveyor for inspection.
After verification, the claim is approved and settled.
VEHICLE INSURANCE – CLAIM PROCESS
Inform the insurance company immediately after the accident or damage.
Do not move the vehicle in case of major damage until inspection is done.
File an FIR in case of theft or serious accident.
Choose claim type:
- Cashless: Repair at network garage, insurer pays directly.
- Reimbursement: Repair anywhere, pay first and claim later.
Surveyor inspects the vehicle and approves the claim.
Claim amount is settled as per policy terms.